MetLife, Inc. (the "Company" or "MetLife") is filing this Current Report on Form 8-K to update the Consolidated Financial Statements and Financial Statement Schedules included within Item 8 of Part II of the Company's Annual Report on Form 10-K for the year ended December 31, 2008 (the "2008 Annual Report"), as well as the Selected Financial Data included within Item 6 of Part II of the 2008 Annual Report and portions of Management's Discussion and Analysis of Financial Condition and Results of Operations included within Item 7 of Part II of the 2008 Annual Report. These sections of the 2008 Annual Report are being updated to reflect the adoption by MetLife of the provisions of Statement of Financial Accounting Standards No. 160, Noncontrolling Interests in Consolidated Financial Statements - an Amendment of ARB No. 51 ("SFAS 160"), effective as of January 1, 2009, as previously disclosed in MetLife's Quarterly Report on Form 10-Q for the quarter ended March 31, 2009 (the "Form 10-Q"). SFAS 160 requires the Company to reclassify retrospectively for all periods presented, noncontrolling ownership interests (formerly called minority interests) to the equity section of the balance sheet, and to change the presentation of net income (loss) in the consolidated statement of cash flows to include the portion of net income (loss) attributable to noncontrolling interests with a corresponding reduction in other operating activities.

The principal effect on the prior year consolidated balance sheets related to the adoption of SFAS 160 is summarized as follows:

                                                                December 31,
                                                              2008         2007
                                                                (In millions)
    Total equity, as previously reported                    $ 23,734     $ 35,179
    SFAS 160 reclassification of noncontrolling interests        251        1,806

    Total equity under SFAS 160                             $ 23,985     $ 36,985

SFAS 160 also changes net income (loss) in the consolidated income statement. Prior to SFAS 160, net income excluded net income attributable to noncontrolling interests. SFAS 160 now requires that net income include net income attributable to noncontrolling interests. In addition, SFAS 160 requires a new separate caption for net income attributable to MetLife, Inc. be presented in the consolidated statement of income, which is equal to net income as previously reported prior to the adoption of SFAS 160. Accordingly, after adoption of SFAS 160, net income increased due to the inclusion of the amount of net income attributable to noncontrolling interests by $69 million, $148 million and $147 million for the years ended December 31, 2008, 2007 and 2006, respectively, and net income attributable to MetLife, Inc. equals net income as previously reported prior to the adoption of SFAS 160.

Revised Item 6, parts of Item 7 and Item 8 of Part II of the 2008 Annual Report are being filed as Exhibits 99.1, 99.2 and 99.3, respectively, to this Current Report on Form 8-K and are hereby incorporated by reference herein. The materials filed as Exhibits 99.1, 99.2 and 99.3 supersede the corresponding portions of the 2008 Annual Report. No Items of the 2008 Annual Report other than those identified above are being revised by this filing. Information in the 2008 Annual Report is generally stated as of December 31, 2008 and this filing does not reflect any subsequent information or events other than the changes described above. Without limitation of the foregoing, this filing does not purport to update the Management's Discussion and Analysis of Financial Condition and Results of Operations contained in the 2008 Annual Report for any information, uncertainties, transactions, risks, events or trends occurring, or known to management, other than the events described above. More current information is contained in the Form 10-Q and other filings with the U.S. Securities and Exchange Commission ("SEC"). This Current Report on Form 8-K should be read in conjunction with the 2008 Annual Report, the Form 10-Q and other filings made by the Company with the SEC.

(a) Not applicable

(b) Not applicable

(c) Not applicable

(d) Exhibits

12.1   Statement re: Computation of Ratios of Earnings to Fixed Charges
23.1   Consent of Deloitte & Touche LLP
99.1   Updated Part II, Item 6. Selected Financial Data of the 2008 Annual Report
99.2   Updated portions of Part II, Item 7. Management's Discussion and Analysis
       of Financial Condition and Results of Operations of the 2008 Annual Report
99.3   Updated Part II, Item 8. Financial Statements and Supplementary Data of
       the 2008 Annual Report