ITEM 7.01 REGULATION FD DISCLOSURE
The Company's press release issued May 4, 2009 provided certain information
regarding the Company's anticipated full year 2009 financial results. A copy of
the press release is furnished herewith as Exhibit 99.1.
The statements made by the Company under this item constitute forward-looking
statements. Please refer to the Company's most recent Form 10-K, Form 10-Q, and
other Securities and Exchange Commission filings for more information on risk
factors. Actual results could differ materially. These forward-looking
statements involve risks and uncertainties including, but not limited to, the
following: the frequency and severity of claims; uncertainties inherent in
reserve estimates; catastrophic events; a change in the demand for, pricing of,
availability or collectibility of reinsurance; increased rate pressure on
premiums; the ability to obtain rate increases in current market conditions;
investment rate of return; changes in and adherence to insurance regulation;
actions taken by regulators, rating agencies or lenders; attainment of certain
processing efficiencies; changing rates of inflation; and general economic
conditions. The Company is not under any obligation to (and expressly disclaims
any such obligation to) update or alter its forward-looking statements whether
as a result of new information, future events or otherwise.
The information in this Item 7.01, including the information regarding the
Company's anticipated full year 2009 financial results set forth in
Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the
Securities Exchange Act of 1934 (the "Exchange Act"), nor shall it be deemed
incorporated by reference in any filing under the Securities Act of 1933, as
amended, or the Exchange Act, except as shall be expressly set forth by specific
reference in such filing.
ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS
a. None.
b. None.
c. None.
d. The following document is furnished as an Exhibit to this Current Report on
Form 8-K pursuant to Item 601 of Regulation S-K:
99.1 Earnings Press Release for the first quarter ended March 31, 2009,
issued May 4, 2009.
The information filed as Exhibit 99.1 to this Form 8-K is being furnished in
accordance with Items 2.02 and shall not be deemed to be "filed" for purposes of
Section 18 of the Securities Exchange Act
of 1934, as amended, or otherwise subject to the liabilities imposed by that
Section. Such information shall not be incorporated by reference into any
registration statement or other document or filing under the Securities Act of
1933, as amended, except as may be expressly set forth in a specific filing.