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Quotes & Info
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| WTBA > SEC Filings for WTBA > Form 8-K on 17-Apr-2009 | All Recent SEC Filings |
17-Apr-2009
Other Events, Financial Statements and Exhibits
The information contained in this report may contain forward-looking statements
about the Company's growth and acquisition strategies, new products and
services, and future financial performance, including earnings and dividends per
share, return on average assets, return on average equity, efficiency ratio and
capital ratios. Certain statements in this report constitute "forward-looking
statements" within the meaning of the Private Securities Litigation Reform Act
of 1995, including statements preceded by, followed by or that include the words
"believes," "expects," "intends," "should, or "anticipates," or similar
references or references to estimates or predictions. Such forward-looking
statements are based upon certain underlying assumptions, risks and
uncertainties. Because of the possibility of change in the underlying
assumptions, actual results could differ materially from these forward-looking
statements. Risks and uncertainties that may affect future results include:
interest rate risk; competitive pressures; pricing pressures on loans and
deposits; changes in credit and other risks posed by the Company's loan and
investment portfolios, including declines in commercial or residential real
estate values or changes in the allowance for loan losses dictated by new market
conditions or regulatory requirements; actions of bank and non-bank competitors;
changes in local and national economic conditions; changes in regulatory
requirements, including actions of the Securities and Exchange Commission and/or
the Federal Reserve Board; customers' acceptance of the Company's products and
services; and the possibility that the terms of the U.S. Treasury Department's
Capital Purchase Program could change. The Company undertakes no obligation to
revise or update such forward-looking statements to reflect current events or
circumstances after the date hereof or to reflect the occurrence of
unanticipated events.
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