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Quotes & Info
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| WTBA > SEC Filings for WTBA > Form 8-K on 16-Apr-2009 | All Recent SEC Filings |
16-Apr-2009
Results of Operations and Financial Condition, Financial Statements and E
The information contained in this report may contain forward-looking statements
about the Company's growth and acquisition strategies, new products and
services, and future financial performance, including earnings and dividends per
share, return on average assets, return on average equity, efficiency ratio and
capital ratios. Certain statements in this report constitute "forward-looking
statements" within the meaning of the Private Securities Litigation Reform Act
of 1995, including statements preceded by, followed by or that include the words
"believes," "expects," "intends," "should," or "anticipates," or similar
references or references to estimates or similar expressions. Such
forward-looking statements are based upon certain underlying assumptions, risks
and uncertainties. Because of the possibility of change in the underlying
assumptions, actual results could differ materially from these forward-looking
statements. Risks and uncertainties that may affect future results include:
interest rate risk; competitive pressures; pricing pressures on loans and
deposits; changes in credit and other risks posed by the Company's loan and
investment portfolios, including declines in commercial or residential real
estate values or changes in the allowance for loan losses dictated by new market
conditions or regulatory requirements; actions of bank and non-bank competitors;
changes in local and national economic conditions; changes in regulatory
requirements, including actions of the Securities and Exchange Commission and/or
the Federal Reserve Board; changes in the Treasury's Capital Purchase Program;
and customers' acceptance of the Company's products and services. The Company
undertakes no obligation to revise or update such forward-looking statements to
reflect current events or circumstances after the date hereof or to reflect the
occurrence of unanticipated events.
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