Summary of ONEIDA FINANCIAL CORP

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ONFC > SEC Filings for ONFC > Form 10-K on 25-Mar-2009

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Form 10-K for ONEIDA FINANCIAL CORP

25-Mar-2009

Annual Report

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The "Management's Discussion and Analysis of Financial Condition and Results of Operations" section of the Company's Annual Report to Stockholders is incorporated herein by reference.

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