Summary of CARROLLTON BANCORP

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CRRB > SEC Filings for CRRB > Form 10-K on 10-Mar-2009

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Form 10-K for CARROLLTON BANCORP

10-Mar-2009

Annual Report

Part II. Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations:

Statements regarding loan growth in real estate development and construction and commercial loan portfolios in 2009.

Statement regarding 2009 certificate of deposit pricing strategy.

Statement regarding challenges facing management in terms of interest rates, growth in net interest income and overall management of the net interest margin.

Statements regarding volatility in mortgage refinancing activity.

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