Item 7.01 Regulation FD Disclosure.

On March 2, 2009, Provident Financial Holdings, Inc. ("Corporation"), the holding company for Provident Savings Bank, F.S.B., announced that its Executive Vice President, Mr. Donavon P. Ternes, will be making a presentation at the Sandler O'Neill and Partners 2009 West Coast Financial Services Conference. The presentation is scheduled for Tuesday, March 3, 2009 at 3:00 p.m. (Pacific Time). The presentation materials are available on the Corporation's website, www.myprovident.com, in the Investor Relations section under Presentations and are attached hereto as Exhibit 99.1. The webcast link to hear the presentation, either live or as a rebroadcast, is also available in the Investor Relations section by clicking on the 2009 West Coast Financial Services Conference Webcast link.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

99.1 2009 West Coast Financial Services Conference Presentation.

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