Item 7.01. Regulation FD Disclosure

On February 25, 2009, Premier issued a press release announcing it will pay an $0.11 per share cash dividend to its common stock shareholders. At its regularly scheduled February 18, 2009 meeting, the board of directors declared an $0.11 per share dividend to common shareholders of record on March 13, 2009. The cash dividend will be paid to shareholders on March 31, 2009, the last business day of the quarter.

Item 9.01. Financial Statements and Exhibits

(c) Exhibit 99.1 - Press Release dated February 25, 2009.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

PREMIER FINANCIAL BANCORP, INC.

(Registrant)

/s/ Brien M. Chase
Date: February 25, 2009 Brien M. Chase, Senior Vice President
and Chief Financial Officer

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