Summary of HARLEYSVILLE NATIONAL CORP

Item 9.01. Financial Statements and Exhibits

(a) Financial Statements of Businesses Acquired

The audited consolidated financial statements and related footnotes of Willow Financial Bancorp, Inc. as of June 30, 2008 and 2007, with independent registered public accountants' report thereon and report on internal control over financial reporting as of June 30, 2008, are filed as Exhibit 99.1 to this Amendment No. 1 to Form 8-K.

The unaudited consolidated financial statements and related footnotes of Willow Financial Bancorp, Inc. as of September 30, 2008 are filed as Exhibit 99.2 to this Amendment No. 1 to Form 8-K.

(b) Pro Forma Financial Information

The unaudited pro forma combined consolidated balance sheet for Harleysville National Corporation and Willow Financial Bancorp, Inc. as of September 30, 2008 and the unaudited pro forma combined consolidated income statement for the nine months ended September 30, 2008 are filed as Exhibit 99.3 to this Amendment No. 1 to Form 8-K. The unaudited pro forma combined consolidated income statement for Harleysville National Corporation and Willow Financial Bancorp, Inc. for the year ended December 31, 2007 is contained in Harleysville National Corporation's Registration Statement on No. 333-152007 on Form S-4/A, filed with the Commission on July 31, 2008 and incorporated herein by this reference.

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Not Applicable

(d) Exhibits.

            Exhibit Number                  Description
            23.1             Consent of KPMG LLP, Independent
                             Registered Public Accountants.
            99.1             Audited consolidated financial statements
                             and related footnotes of Willow Financial
                             Bancorp, Inc. as of June 30, 2008 and
                             2007, with independent registered public
                             accountants' report thereon and report on
                             internal control over financial reporting
                             as of June 30, 2008.
            99.2             Unaudited consolidated financial
                             statements and related footnotes of
                             Willow Financial Bancorp, Inc. as of
                             September 30, 2008.
            99.3             Unaudited pro forma combined consolidated
                             balance sheet for Harleysville National
                             Corporation and Willow Financial Bancorp,
                             Inc. as of September 30, 2008 and the
                             unaudited pro forma combined consolidated
                             income statement for the nine months
                             ended September 30, 2008.

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