Item 1.02 Termination of a Material Definitive Agreement

Effective February 11, 2009, Cadence Financial Corporation (the "Company") terminated its Revolving Credit Agreement with SunTrust Bank dated as of December 16, 2005, as amended (the "Agreement"). Under the Agreement, the Company was provided with access to borrow up to $30.0 million to finance acquisitions and for other general corporate purposes, provided that the borrowings used for purposes other than acquisitions do not exceed $15.0 million. The Company's pledge of 605,000 shares of its common stock as collateral for its borrowings under the Agreement was also terminated. The Company had no outstanding borrowings under the Agreement prior to the termination thereof.

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