ITEM 2.02 Results of Operations and Financial Condition

On January 29, 2009, CFS Bancorp, Inc. (the "Company") reported its results of operations for the quarter ended December 31, 2008.

For additional information, reference is made to the Company's press release dated January 29, 2009, which is attached as Exhibit 99.1 and is incorporated herein by reference. The press release attached hereto is being furnished to the SEC and shall not be deemed to be "filed" for any purpose except otherwise provided herein.