Item 7.01. Regulation FD Disclosure.
On January 28, 2009, representatives of M&T Bank Corporation ("M&T") will deliver a presentation to investors and analysts at the Citigroup 2009 Financial Services Conference in New York City. M&T's presentation is scheduled to begin at 2:45 p.m. Eastern Time. A copy of this presentation is attached as Exhibit 99.
Item 8.01. Other Events.
The disclosure made under Item 7.01 above is incorporated herein by reference.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits.

Exhibit No.

99 M&T Bank Corporation Presentation.

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