ITEM 2.02. Results of Operations and Financial Condition.

On January 28, 2009, BOK Financial Corporation ("BOK Financial") issued a press release announcing its financial results for the three and twelve months ended December 31, 2008 ("Press Release"). The full text of the Press Release is attached as Exhibit 99(a) to this report and is incorporated herein by reference. On January 28, 2009, in connection with issuance of the Press Release, BOK Financial released financial information related to the three and twelve months ended December 31, 2008 ("Financial Information"), which includes certain historical financial information relating to BOK Financial. The Financial Information is attached as Exhibit 99(b) to this report and is incorporated herein by reference.

ITEM 9.01. Financial Statements and Exhibits.

(c) Exhibits 99(a) Text of Press Release, dated January 28, 2009 titled "BOK Financial Reports Annual Earnings of $153 Million or $2.27 per Share - Quarterly Earnings Totaled $35 Million, $0.53 per Share" 99(b) Financial Information for the Three and Twelve Months Ended December 31, 2008