Item 8.01. Other Events
On January 27, 2009, the Company issued a press release to announce that it had declined to participate in the U.S. Department of the Treasury's Capital Purchase Program under the Emergency Stabilization Act of 2008. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.
Item 9.01. Financial Statements and Exhibits

(d) Exhibits Exhibit No. Description 99.1 Press Release, dated January 27, 2009, issued by the Company.

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