On January 27, 2009, The Travelers Companies, Inc. (the "Company") issued a press release announcing the results of the Company's operations for the quarter ended December 31, 2008, and the availability of the Company's fourth quarter financial supplement on the Company's web site. The press release and the financial supplement are furnished as Exhibits 99.1 and 99.2 to this Report and are hereby incorporated by reference in this Item 2.02.

As provided in General Instruction B.2 of Form 8-K, the information and exhibits contained in this Form 8-K shall not be deemed to be "filed" for purposes of
Section 18 of the Securities Exchange Act of 1934, as amended, nor shall they be deemed to be incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such a filing.

(d) Exhibits.

Exhibit No.                                 Description

99.1           Press Release, dated January 27, 2009, reporting results of operations
               (This exhibit is furnished and not filed.)
99.2           Fourth Quarter 2008 Financial Supplement of The Travelers
               Companies, Inc. (This exhibit is furnished and not filed.)