ITEM 2.02 Results of Operations and Financial Condition

On January 26, 2009, NBT Bancorp Inc. issued a press release describing its results of operations for the year and quarter ending December 31, 2008 and announcing a quarterly dividend of $0.20 per share to be paid on March 15, 2009 to shareholders of record on March 1, 2009. That press release is furnished as Exhibit 99.1 hereto.

ITEM 9.01 Financial Statements and Exhibits

(d) The following is being furnished herewith:

Exhibit No. Exhibit Description

99.1 Press release text of NBT Bancorp Inc. dated January 26, 2009