AMCORE Financial, Inc. (the "Company") is furnishing herewith, in the earnings press release attached hereto as Exhibit 99.1, certain financial information for the period ended December 31, 2008, which is incorporated herein by reference.

The information contained in this Item 2.02 and Exhibit 99.1 of this Current Report on Form 8-K shall not be deemed "filed" under the Securities Exchange Act of 1934, as amended, nor shall it be incorporated by reference into future filings by the Company under the Securities Act of 1933, as amended, or under the Securities Exchange Act of 1934, as amended, unless the Company expressly sets forth in such future filing that such information is to be considered "filed" or incorporated by reference therein.

In connection with the Company's earnings release, the Company is posting to its website, www.AMCORE.com, certain loan portfolio information primarily relating to the Company's commercial real estate portfolio and investment portfolio information for the periods ended September 30, 2008 and December 31, 2008 which is incorporated herein by reference.

The information contained in this Item 7.01 and Exhibit 99.2 of this Current Report on Form 8-K shall not be deemed "filed" under the Securities Exchange Act of 1934, as amended, nor shall it be incorporated by reference into future filings by the Company under the Securities Act of 1933, as amended, or under the Securities Exchange Act of 1934, as amended, unless the Company expressly sets forth in such future filing that such information is to be considered "filed" or incorporated by reference therein.

(d) Exhibits

Exhibit No  Description

99.1        Press Release, dated January 22, 2009.



99.2  AMCORE Loan and Investment Portfolio information as of September 30, 2008
      and December 31, 2008