Item 8.01 Other Events.

On January 16, 2009, Citizens, Inc. ("Citizens") issued a news release (the "Release") reporting, among other things, it has reached a definitive agreement to acquire all outstanding shares of Integrity Capital Corporation ("Integrity Capital") in exchange for shares of Citizens Class A Common stock. Integrity Capital is the parent of Integrity Capital Insurance Company, an Indiana life insurance company.

The agreement is subject to approval by Integrity Capital's shareholders and insurance regulatory authorities in Indiana. In consideration of this transaction, all Integrity Capital shareholders will receive one share of Citizens stock for three shares of Integrity Capital stock. The transaction is valued at approximately $9.7 million.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits:

99.8 News Release issued by Citizens, Inc. on January 16, 2009.

---