ITEM 7.01 REGULATION FD DISCLOSURE

The Registrant's press release dated January 13, 2009 announcing the annual meeting presentation will be available on the company website at 10:00 a.m. central time on January 14, 2009 is attached hereto as Exhibit 99.1(a), and is incorporated herein by reference. Additional information supplied includes the Capitol Federal Financial (the "Company") Annual Shareholders Meeting Slide Presentation as Exhibit 99.1(b).

The Registrant's press release dated January 14, 2009, announcing a cash dividend of $0.50 per share on outstanding CFFN common stock payable on February 20, 2009 to stockholders of record as of the close of business on February 6, 2009, is attached hereto as Exhibit 99.2, and is incorporated herein by reference.

The Registrant's press release dated January 14, 2009, announcing that John B. Dicus, President and CEO of the Company and its subsidiary, Capitol Federal Savings Bank (the "Bank"), has been appointed to succeed John C. Dicus as Chairman of the Boards of Directors of the Company and the Bank is attached hereto as exhibit 99.3, and is incorporated herein by reference.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits Exhibit 99.1(a) - Annual Meeting Press Release dated January 13, 2009

Exhibit 99.1(b) - CFFN Annual Stockholders Meeting Slide Presentation

Exhibit 99.2 - Dividend Press Release dated January 14, 2009

Exhibit 99.3 - Chairman Announcement Press Release dated January 14, 2009