Item 2.02 Results of Operations and Financial Condition
As previously disclosed, on January 2, 2009, Synovus Financial Corp. (the
"Company") issued a press release (the "January 2 Press Release") announcing its
updated outlook for the fourth quarter of 2008. The January 2 Press Release
incorrectly stated the Company's current estimates for the fourth quarter loan
loss provision and fourth quarter estimated charge-off ratio. On January 3,
2009, the Company issued a second press release (the "January 3 Press Release")
correcting the estimates of its fourth quarter loan loss provision and estimated
charge-off ratio. The Company is filing this Amendment to Current Report on Form
8-K to include the January 3 Press Release.
Pursuant to General Instruction F to Current Report on Form 8-K, the January 3
Press Release is attached to this Current Report as Exhibit 99.2 and is
incorporated into this Item 2.02 by reference. The information contained in this
Item 2.02, including the information set forth in the press release filed as
Exhibit 99.2 to, and incorporated in, this Current Report is being "furnished"
and shall not be deemed "filed" for the purposes of Section 18 of the Securities
Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to
the liabilities of that Section. The information in Exhibit 99.2furnished
pursuant to this Item 2.02 shall not be incorporated by reference into any
registration statement or other documents pursuant to the Securities Act of
1933, as amended (the "Securities Act"), or into any filing or other document
pursuant to the Exchange Act except as otherwise expressly stated in any such
filing.
Item 9.01 Financial Statements and Exhibits
(d) Exhibits
Exhibit No. Description
99.1 Press release dated January 2, 2009 (incorporated by reference to
Exhibit 99.1 to Current Report on Form 8-K dated January 2, 2009 and
filed with the Securities and Exchange Commission on January 2, 2009).
99.2 Press release dated January 3, 2009.
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Signature
Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, Synovus has caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
SYNOVUS FINANCIAL CORP.
("Synovus")
Dated: January 5, 2009 By: /s/ Samuel F. Hatcher
Executive Vice President,
General Counsel and Secretary