On December 31, 2008, the Board of Directors ("Board") of Safety Insurance Group, Inc. (the "Company") approved and offered Amended and Restated Employment Agreements to each of its officers, including its Principal Executive Officer, David F. Brussard, its Principal Financial Officer, William J. Begley, Jr., and its other 2008 Named Executive Officers, Daniel D. Loranger, Edward N. Patrick, Jr., and David E. Krupa (together, the "Officers") (the "Amended Agreements") in order to comply with Section 409A of the Internal Revenue Code of 1986, as amended. Amendments provide that the payments or benefits due on account of a separation from service will be delayed for six months following such Officer's separation from service and subject reimbursements due to the Officer to the timing rules imposed under Section
409(A). The Amended Agreements do not materially affect the scope or amount of benefits the Officers are entitled to receive under their respective agreements. The Board also approved and adopted amendments to the Company's Annual Performance Incentive Plan and its 2002 Management Omnibus Plan (together, the "Incentive Plans"). The provisions of the amendments to the Incentive Plans do not affect the scope or amount of benefits an eligible employee will be entitled to receive under the Incentive Plans.

Section 409A changed the income tax treatment of nonqualified deferred compensation and imposed new requirements on both the terms and operation of such compensation. Although Section 409A's provisions have been in effect since 2005 and employers have been required to operate in good faith since that time, final regulations under Section 409A were not issued until 2007 and companies must amend affected nonqualified deferred compensation plans by December 31, 2008, to ensure that they comply with Section 409A and the Section 409A final regulations.

Copies of the Amended Agreements and amendments to the Incentive Plans are attached hereto as exhibits.

(d) Exhibits. The following exhibits are furnished herewith.

Exhibit
Number                                   Description
10.1       Amended and Restated Employment Agreement by and between Safety
           Insurance Group, Inc. and David F. Brussard, dated December 31, 2008.
10.2       Amended and Restated Employment Agreement by and between Safety
           Insurance Group, Inc. and William J. Begley, Jr., dated December 31,
           2008.
10.3       Amended and Restated Employment Agreement by and between Safety
           Insurance Group, Inc. and Daniel D. Loranger, dated December 31, 2008.
10.4       Amended and Restated Employment Agreement by and between Safety
           Insurance Group, Inc. and Edward N. Patrick, Jr., dated December 31,
           2008.
10.5       Amended and Restated Employment Agreement by and between Safety
           Insurance Group, Inc. and David E. Krupa, dated December 31, 2008.
10.6       Safety Insurance Group, Inc. Annual Performance Incentive Plan
           amendment dated December 31, 2008.
10.7       Safety Insurance Group, Inc. 2002 Management Omnibus Incentive Plan, as
           Amended, amendment dated December 31, 2008.