ITEM 8.01 OTHER EVENTS.
On December 5, 2008, MetLife, Inc. (the "Company") elected to continue to
participate in the debt guarantee component of the Federal Deposit Insurance
Corporation's ("FDIC") Temporary Liquidity Guarantee Program (the "Program").
Under the terms of the Program, the FDIC will guarantee through June 2012 (or
maturity, if earlier) the payment of certain newly-issued senior unsecured debt
of the Company and any eligible affiliates. The Company also notified the FDIC
that it has elected the option of excluding specified senior unsecured debt
maturing after June 30, 2012, from the guarantee before reaching the limits on
the amount of guaranteed debt under the Program (approximately $398 million for
the Company and approximately $178 million for its affiliate, MetLife Bank,
National Association, which may issue debt under its limit as well as the
Company's limit). In addition, the Company opted out of the component of the
Program that guarantees non-interest bearing deposit transaction accounts.