Item 7.01. Regulation FD Disclosure

On November 24, 2008, Premier issued a press release announcing it will pay an $0.11 per share cash dividend to its common stock shareholders. At its regularly scheduled November 19, 2008 meeting, the board of directors declared an $0.11 per share dividend to common shareholders of record on December 15, 2008. The cash dividend will be paid to shareholders on December 31, 2008, the last business day of the quarter.

Item 9.01. Financial Statements and Exhibits

(c) Exhibit 99.1 - Press Release dated November 24, 2008.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

PREMIER FINANCIAL BANCORP, INC.
(Registrant)

/s/ Brien M. Chase
Date: November 24, 2008 Brien M. Chase, Senior Vice President
and Chief Financial Officer

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