Item 2.02 Results of Operations and Financial Condition

On November 14, 2008, Doral Financial Corporation ("Doral Financial" or the "Company") issued a press release announcing the filing of its Quarterly Report on Form 10-Q for the quarter ended September 30, 2008, including its unaudited results for the quarter ended September 30, 2008. A copy of the press release is attached hereto as Exhibit 99.1.
The information furnished pursuant to this Item 2.02 of this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed "filed" for purposes of the Securities Exchange Act of 1934, as amended, nor shall it be incorporated by reference into any of Doral Financial's filings under the Securities Act of 1933, as amended, unless otherwise expressly stated in such filing. Item 7.01 Regulation FD Disclosure.

Beginning November 17, 2008, Doral Financial Corporation ("Doral Financial") intends to make available to current and prospective investors a new investor presentation dated November 2008, which will also be posted on its Investor Relations website at www.doralfinancial.com . A copy of the investor presentation is attached hereto as Exhibit 99.2.
The information furnished pursuant to this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.2, shall not be deemed "filed" for purposes of the Securities Exchange Act of 1934, as amended, nor shall it be incorporated by reference into any of the Company's filings under the Securities Act of 1933, as amended, unless otherwise expressly stated in such filing. Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

99.1 Press release, dated November 14, 2008 announcing quarterly results.

99.2 Investor presentation, dated November 2008, of Doral Financial Corporation.