Item 7.01 Regulation FD Disclosures.
On November 12, 2008, at 9:40 a.m. Ronald E. Hermance Jr., Chairman, President and Chief Executive Officer of Hudson City Bancorp, Inc. (the "Company"), will make a financial presentation regarding the Company at the Merrill Lynch 2008 Banking and Financial Services Conference. The slides that will be used during this presentation are attached as Exhibit 99.1.
A simultaneous audio web cast of the Company's presentation will be available through the following web cast link:
http://www.veracast.com/webcasts/ml/banking08/36203256.cfm This link to the audio web cast will be available until November 27, 2008. The link to the audio web cast and the slide presentation will also be available through Hudson City Bancorp, Inc.'s website, www.hcbk.com. Item 9.01 Financial Statements and Exhibits.
No financial statements are required to be filed as part of this Report. The following exhibits are filed as part of this Report:

Exhibit No. Description 99.1 Slide presentation to be used at the Merrill Lynch 2008 Banking and Financial Services Conference on November 12, 2008.

The information provided pursuant hereto shall not be deemed incorporated by reference by any general statement incorporating by reference this Form 8-K into any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, and shall not otherwise be deemed filed under such Acts.

---