Item 2.02 Results of Operations and Financial Condition.

(a) First Regional Bancorp issued a press release on October 30, 2008 announcing its financial results for the quarter ended September 30, 2008. The press release is furnished as Exhibit 99 and is hereby incorporated by reference in its entirety.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

99 Press Release of First Regional Bancorp, dated October 30, 2008, announcing financial results for the quarter ended September 30, 2008.

This report includes "forward-looking statements" within the meaning of
Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements, other than statements of historical fact, included herein may constitute forward-looking statements. Although First Regional believes that the expectations reflected in such forward-looking statements are reasonable, it can give no assurance that such expectations will prove to be correct. Important factors that could cause actual results to differ materially from First Regional's expectations include fluctuations in interest rates, inflation, government regulations, and economic conditions and competition in the geographic and business areas in which First Regional conducts its operations.

Statements made herein are made as of the date hereof only. The Company shall have no obligation to update information and forward-looking statements presented herein.

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