Item 8.01 OTHER EVENTS.

On November 10, 2008, American Express Company announced that the U.S. Federal Reserve had approved its application to become licensed as a bank holding company and to be regulated by the Federal Reserve. A copy of the company's press release, dated November 10, 2008, is attached as Exhibit 99.1 to this Report on Form 8-K and is incorporated herein by reference.

Item 9.01 FINANCIAL STATEMENTS AND EXHIBITS.

(d) Exhibits.

The following exhibit is being filed as part of this Report on Form 8-K:

99.1 Press Release, dated November 10, 2008.

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