Summary of FIRST PLACE FINANCIAL CORP /DE/

Item 7.01 Regulation FD Disclosure

On November 5, 2008, First Place Financial Corp. ("First Place") held its annual meeting of stockholders ("Annual Meeting"). Steven R. Lewis, President and Chief Executive Officer of First Place, and David W. Gifford, Chief Financial Officer of First Place, made a presentation at the Annual Meeting, which included slides containing financial and other information. A copy of these slides is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

During the presentation, Mr. Lewis stated that First Place is considering participating in the Treasury Department's Troubled Asset Relief Program ("TARP"). Consequently, the presentation includes several slides explaining First Place's understanding of TARP and its potential impact on First Place. According to Mr. Lewis, no final decision on participation in the TARP program has been made at this time.

All of the proposals considered at the Annual Meeting were approved by the stockholders, including the adoption of the merger agreement, dated May 7, 2008, by and between First Place and Camco Financial Corporation, the election of three directors to the First Place board for three-year terms, and three other proposals.

Item 8.01 Other Events

On November 5, 2008, First Place Financial Corp. ("First Place") held its annual meeting of stockholders ("Annual Meeting"). All of the proposals considered at the Annual Meeting were approved by the stockholders, including the adoption of the merger agreement (the "Merger Agreement"), dated May 7, 2008, by and between First Place and Camco Financial Corporation ("Camco").

Under the terms and conditions set forth in the Merger Agreement, Camco will be acquired by First Place by way of a merger, whereby Camco will merge with and into First Place, with First Place as the surviving institution. At the effective time of the acquisition, each share of Camco common stock outstanding will be converted into $13.58 in cash or 0.97 shares of First Place common stock. The merger agreement, however, provides that if there is a significant decrease in the market value of First Place's common stock such that First Place's average share price during a specified period prior to the closing of the merger is equal to or less than $11.20 per share, then, First Place may, but is not obligated to, increase the exchange ratio so that the adjusted exchange ratio multiplied by the average closing price of First Place common stock will equal $10.86. At the Annual Meeting, Steven R. Lewis, President and Chief Executive Officer of First Place, announced that First Place would not be increasing the exchange ratio or adding any additional cash into the transaction.

Item 9.01 Financial Statements and Exhibits

c) Exhibits.

Exhibit No.      Description
99.1             Copies of slides used in a presentation at the 2008 Annual Meeting of
                 First Place Financial Corp at the Avalon Golf and Country Club at
                 Squaw Creek in Vienna, Ohio at 10:00 AM on November 5, 2008