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HGIC > SEC Filings for HGIC > Form 8-K on 4-Nov-2008All Recent SEC Filings

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Form 8-K for HARLEYSVILLE GROUP INC


4-Nov-2008

Results of Operations and Financial Condition, Financial Statements and Ex


ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On November 3, 2008, Harleysville Group Inc. issued a press release reporting its results for the third quarter of 2008 (furnished hereunder as Exhibit 99.1 and incorporated herein).

The information provided in this Form 8-K is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 ("Exchange Act"), or otherwise subject to the liabilities of that section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

In addition to disclosing results that are determined in accordance with U.S. generally accepted accounting principles (GAAP), the Company also discloses non-GAAP information on operating income and its statutory combined ratio. Management believes information on operating income and statutory combined ratio is useful to investors. Management has historically employed operating income and statutory combined ratio as valuable measurements of the underlying profitability of the Company's insurance operations since they exclude the impact of the Company's investment results.



ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS

(d) Exhibits

Number Description

99.1 Press Release of Harleysville Group Inc., issued November 3, 2008

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