Item 2.02. Results of Operations and Financial Condition.
On October 23, 2008, Benjamin Franklin Bancorp, Inc. (the "Company") issued a press release reporting its financial results for its fiscal quarter ended September 30, 2008. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein. Item 8.01. Other Events
On October 23, 2008 Benjamin Franklin Bancorp, Inc. declared a quarterly dividend of $.08 per share of common stock. The dividend will be paid on November 21, 2008 to shareholders of record as of the close of business November 7, 2008.
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits.

99.1 Press release dated October 23, 2008

---

Table of Contents