Item 5.03. Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

On October 20, 2008, the Board of Directors of Citizens South Banking Corporation (the "Registrant") approved an amendment to the Registrant's Bylaws revising Article II., Section 11, which now provides that no person 72 years of age or above shall be eligible for election, reelection, appointment, or reappointment to the Board of Directors, and that no director shall serve as such beyond the annual meeting of the Registrant immediately following the end of the calendar year during which the director attains age 72.

Article II, Section 11 previously provided a similar restriction on election, reelection, appointment or reappointment, but also previously provided that no director shall serve as such beyond the annual meeting immediately following the director attaining age 72. Article II, Section 11 previously established a specific exemption from this age limitation for advisory directors and directors emeriti.

Item 9.01. Financial Statements and Exhibits.

(a) Not Applicable.

(b) Not Applicable.

(c) Not Applicable.

(d) Exhibits.

ExhibitNo. Exhibit

3 Text of amendment to Bylaws

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