On October 15, 2008, Harleysville Savings Financial Corporation (the "Company") issued a press release announcing its results of operations for the three and twelve months ended September 30, 2008. A copy of the press release is included as Exhibit 99.1 and is incorporated herein by reference.

This information, including the press release filed as Exhibit 99.1, shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 nor shall it be deemed to be incorporated by reference in any filing under the Securities Act of 1933.

(a) Not applicable.

(b) Not applicable.

(c) Not applicable.

(d) The following exhibits are included with this Report:

       Exhibit No.          Description
       ----------           -----------------------------------------

       99.1                 Press Release, dated October 15, 2008