Item 2.02. Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02, "Results of Operations and Financial Condition." This information shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that Section, or incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

On October 14, 2008, XL Capital Ltd issued the press release attached as Exhibit 99.1 and incorporated by reference herein announcing the preliminary estimates of the results for the third quarter ended September 30, 2008.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits. The following exhibits are filed herewith:

Exhibit No. Description

99.1 Press Release ("XL Capital Ltd Announces Preliminary Estimates of Third Quarter Results") dated October 14, 2008.

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