Pacific Capital Bancorp Earnings Conference Call (Q3 2009) Today's Calls 
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Pacific Capital Bancorp Earnings Conference Call (Q3 2009)
Tue, Nov 3, 2009, 11:00 am Eastern

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About Pacific Capital Bancorp (NasdaqGS:PCBC)
Pacific Capital Bancorp operates as the holding company for Pacific Capital Bank, N.A., which provides a range of commercial and consumer banking services to households, professionals, and businesses primarily in the central coast of California. The company primarily offers its banking services under Santa Barbara Bank & Trust, First National Bank of Central California, South Valley National Bank, San Benito Bank, and First Bank of San Luis Obispo brand names. It offers a range of deposit products, including NOW accounts, money market deposit accounts, savings accounts, time certificates of deposit, interest bearing deposits, and demand deposits. The company also provides various loans comprising real estate loans, such as residential–one to four family, multi-family residential, commercial, and construction; home equity loans; consumer loans; leases; and demand deposit overdraft protection products, as well as commercial, industrial, and agricultural loans. In addition, it offers safe deposit boxes, travelers’ checks, money orders, foreign exchange services, and cashiers checks. Further, the company provides trust and investment advisory services, as well as a range of wealth management services. As of December 31, 2008, it operated 51 retail branches and 17 loan production offices. The company was founded in 1960 and is based in Santa Barbara, California.


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