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(all times are US Eastern)
Friday, Jan 30, 2004

• Sapiens Joins IBM's ISV Advantage Initiative to Help SMB Customers in P & C Insurance Industry - Market Wire - 9:00 am

• Formula Systems (1985) Ltd. Announces Exercise of Options to Acquire 500,000 Ordinary Shares - PR Newswire - 4:01 pm

• Formula Systems (1985) Ltd. Acquires 60% of Formula Vision Technologies (F.V.T.) Ltd. Ordinary Shares by Way of Private Placement - PR Newswire - 3:00 am

• Q3 2003 Formula Systems Earnings Release - Before Market Open - CCBN - 7:07 am
• Formula Systems Announces Third Quarter Results - PR Newswire - 12:28 am

• Formula Systems (1985) (A Financials - EDGAR Online Financials - 11:08 am